Small and medium-sized enterprises (SMEs) play a critical role in Uganda’s economic development, accounting for over 90% of the private sector and contributing significantly to employment and income generation. However, many SMEs face persistent challenges related to poor financial management, limited access to credit, and informal operations. The rise of digital financial tools such as mobile money platforms (MTN MoMo), digital bookkeeping systems (QuickBooks), and SMEs-focused platforms (TradiPulse) offers a unique opportunity to transform how these enterprises manage resources, make decisions, and scale operations in both urban and rural contexts
